BANKING & FINANCIAL SERVICES

Reshaped by Convergence of AI, Data and Real-Time Infrastructure

The future of banking extends far beyond financial products. It is being reshaped by the convergence of AI, data, real-time infrastructure and embedded finance, creating intelligent ecosystems where banking becomes an invisible, integrated part of everyday life. As the lines between banks, fintechs and technology platforms continue to blur, the greatest opportunities will belong to those building the infrastructure and partnerships that power the next generation of financial services.

OUR GOALS & OBJECTIVES

Accelerating Financial Transformation

  • Support movement towards Open Finance, with the incremental growth of a wider ecosystem enabled by an Open Banking foundation
  • Enable APIs layering services on top of a Bank's existing core competency to facilitate participation in the wider Fintech ecosystem
  • Help deliver insurgent business models exposing existing functionalities as bundle-ready digital building blocks to deliver innovative and personalized products to customers
  • Bring underserved high-risk demographic under the financial services spectrum
BANKING & FINANCIAL SERVICES THEMES

Strategic Banking Focus Areas

  • AI-Native Banking: Leveraging Artificial Intelligence to transform every layer of the financial value chain—from intelligent customer engagement and hyper-personalised financial services to AI-powered underwriting, fraud detection, treasury optimisation and autonomous operations.
  • Real-Time Financial Infrastructure: Building next-generation financial ecosystems powered by real-time payments, instant settlement, programmable liquidity and always-on digital infrastructure, enabling institutions to deliver faster, more resilient and frictionless services.
  • Open Finance & API Ecosystems: Accelerating the evolution from Open Banking to Open Finance through API-first architectures that enable secure data exchange, multi-bank connectivity, embedded financial services and collaborative ecosystem innovation.
  • Embedded Finance & Beyond Banking: Integrating financial services seamlessly into digital platforms and everyday customer journeys. The future of banking extends beyond traditional products to encompass payments, lending, wealth, insurance and lifestyle services delivered where customers live and transact.
  • Data & Intelligence Platforms: Transforming data into a strategic asset through AI-powered analytics, actionable insights and intelligent decisioning. Data-driven ecosystems enable institutions to deepen customer relationships, unlock new revenue streams and deliver more relevant, contextual experiences.
  • Corporate Banking & Treasury Transformation: Reimagining transaction banking through API-driven connectivity, multi-bank account aggregation, real-time cash visibility, intelligent treasury operations and automated liquidity management for the digital enterprise.
  • Digital Assets & Tokenisation: Exploring the convergence of traditional finance and digital asset infrastructure through tokenisation of real-world assets, digital custody, programmable money and next-generation market infrastructure.
  • Banking-as-a-Service & Platform Delivery: Enabling financial institutions and non-bank enterprises to rapidly launch and scale digital financial products through API-led architectures, modular platforms and cloud-native service delivery models that reduce friction and accelerate innovation.

Our Sectors

  • 2x1 Technology
  • 2x1 Healthcare
  • 2x1 Sustainability
  • 2x1 Smart City
  • 2x1 Media & Broadcasting
  • 2x1 Banking & Finance
  • 2x1 Retail

    • The future of technology is being reshaped by the convergence of Artificial Intelligence, cloud and edge computing, digital infrastructure, data intelligence and next-generation connectivity, creating a world where intelligent systems become the foundation of every industry.

    2x1.Technology
    technology

    Healthcare is undergoing one of the most profound transformations in its history. The convergence of Artificial Intelligence, digital health, precision medicine, connected care and data-driven innovation is redefining how healthcare is delivered, managed and experienced.

    2x1.Healthcare
    healthcare

    The Sustainable Development Goals (SDGs) aim to transform our world. They are a call to action to end poverty and inequality, protect the planet, and ensure that all people enjoy health, justice and prosperity.

    2x1.Sustainability
    sustainability

    The U.N. estimates that two-thirds of the world's population will live in cities by 2050. As cities grow, public systems such as utilities, housing and transportation are strained, underscoring the need for data-backed infrastructure to serve more people.

    2x1.Smart City
    smart-city

    We are witnessing a paradigm shift in the consumption of media business via digital technology in media. From streaming favourite shows to online learning platforms, digital technology is transforming how content is created, distributed and consumed.

    2x1.Media & Broadcasting
    media

    The future of banking extends far beyond financial products. It is being reshaped by the convergence of AI, data, real-time infrastructure and embedded finance, creating intelligent ecosystems where banking becomes an invisible, integrated part of everyday life.

    2x1.Banking & Finance
    banking

    Retail is evolving from a transactional industry into an intelligent, connected and experience-driven ecosystem. The convergence of Artificial Intelligence, digital commerce, data intelligence, smart supply chains and embedded financial services is fundamentally reshaping how consumers discover, engage with and purchase products.

    2x1.Retail
    retail